Garmin announces third quarter 2025 results

Company reports record third quarter revenue and operating income, and raises full year EPS guidance

Garmin® Ltd. (NYSE: GRMN), today announced results for the third quarter ended September 27, 2025.

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Highlights for third quarter 2025 include:

— Record consolidated revenue of approximately $1.8 billion, a 12% increase compared to the prior year quarter

— Gross and operating margins of 59.1% and 25.8% respectively

— Record operating income of $457 million, a 4% increase compared to the prior year quarter

— GAAP EPS of $2.08 and pro forma EPS(1) of $1.99, representing flat pro forma EPS compared to the prior year quarter

— Named 2025 Manufacturer of the Year by the National Marine Electronics Association for the 11th consecutive year, and received eight Product of Excellence awards

— Launched the fenix® 8 Pro series, our first-ever smartwatch with inReach® satellite and cellular connectivity

— Announced collaboration with King's College London as exclusive smartwatch provider for the Enhanced Maternal and Baby Results with AI-supported Care and Empowerment (EMBRACE) program of research

— Announced Federal Aviation Administration certification of Garmin Autoland and Garmin Autothrottle for select G1000® NXi-equipped King Air 350 aircraft.

(In thousands, except per 13-Weeks Ended 39-Weeks Endedshare information) September27, September28, YoY September27, September28, YoY 2025 2024 Change 2025 2024 ChangeNet sales $1,770,901 $1,586,022 12% $5,120,564 $4,474,342 14%Fitness 601,013 463,887 30% 1,591,159 1,235,182 29%Outdoor 497,598 526,551 (5)% 1,426,451 1,332,617 7%Aviation 240,445 204,631 18% 712,926 639,739 11%Marine 267,005 222,244 20% 885,704 821,933 8%Auto OEM 164,840 168,709 (2)% 504,324 444,871 13%Gross profit 1,046,487 951,599 10 % 2,998,043 2,616,630 15 %Gross margin % 59.1 % 60.0 % 58.5 % 58.5 %Operating Income 456,803 437,475 4 % 1,261,922 1,077,913 17 %Operating income % 25.8 % 27.6 % 24.6 % 24.1 %GAAP diluted EPS $2.08 $2.07 0 % $5.87 $5.06 16 %Pro forma diluted EPS(1) $1.99 $1.99 0 % $5.77 $4.99 16 %(1) See attached Non-GAAP Financial Information for discussion and reconciliation of non-GAAP financial measures,including pro forma diluted EPS

Executive Overview from Cliff Pemble, President and Chief Executive Officer:

“We achieved another quarter of strong financial results with growth in both consolidated revenue and operating income, and we experienced strong double-digit revenue growth in three business segments reflecting the strength of our unique, diversified business model. Looking ahead, we are well positioned for the holiday selling season with a strong lineup of innovative products.” – Cliff Pemble, President and Chief Executive Officer of Garmin Ltd.

Fitness:

Revenue from the fitness segment increased 30% in the third quarter with growth led by strong demand for advanced wearables. Gross and operating margins were 60%and 32%, respectively, resulting in $194million of operating income. During the quarter, we launched several new products including the Edge® 550 and Edge 850 cycling computers bringing new coaching plans and cycling metrics to the Edge lineup; the BounceTM 2 smartwatch for kids offering voice calling, messaging, and geofencing alerts; and the Venu® 4 smartwatch with a premium all-metal design, a built-in flashlight, and many new health and wellness features. We also announced a collaboration with King's College London, as the exclusive smartwatch provider for the EMBRACE program of research, to study the health of women and their partners during and after pregnancy with emphasis on detecting and managing potentially dangerous conditions such as gestational diabetes and hypertension.

Outdoor:

Revenue from the outdoor segment decreased 5% in the third quarterprimarily due to consumer auto and adventure watch product categories as we compare against strong prior year product launch cycles. Gross and operating margins were 66%and 34%, respectively, resulting in $170million of operating income. During the quarter we launched the fenix 8 Pro series, our first-ever smartwatch with inReach satellite and cellular connectivity offering a range of on-device communication options including voice, text, tracking, and SOS using the Garmin Response℠ Center for adventures both on and off the grid.In addition, we launched the fenix 8 Pro – MicroLED, which is the first smartwatch to incorporate a high-resolution MicroLED display for superior brightness and readability. We also entered a new market with the launch of our BlazeTM equine wellness system specifically designed to help horse riders, owners and trainers monitor their horse's health and fitness levels. Also during the quarter, we launched several new products across our outdoor markets including the GPSMAP® H1 connected handheld, the Instinct® Crossover hybrid smartwatch, the DescentTM S1 smart buoy and X30 large-format dive computer.

Aviation:

Revenue from the aviation segment increased 18% in the third quarter with growth in both the OEM and aftermarket product categories. Gross and operating margins were 75%and 25%, respectively, resulting in $61million of operating income. During the quarter, we certified a retrofit integrated cockpit system for the Cessna Citation CJ1. Also during the quarter, we certified Autoland and Autothrottle capability for retrofit installation in select Beechcraft King Air 350 aircraft and announced additional certifications for our GFCTM 600 autopilot, bringing the performance and safety enhancing benefits of our flight control technology to more aircraft models.

Marine:

Revenue from the marine segment increased 20%in the third quarter with growth across multiple categories. Gross and operating margins were 56%and 19%, respectively, resulting in $49million of operating income. During the quarter, we launched the Force® Current, the industry's first hands-free kayak propulsion system, and we expanded the Force Kraken trolling motor lineup which now includes a model with a 110-inch driveshaft for large fishing boats. We also launched the ECHOMAPTM Ultra 2 chartplotter with a large 16-inch display with premium mapping and exceptional sonar capabilities.

Auto OEM:

Revenue from the auto OEM segment decreased 2% during the third quarter as certain legacy programs approach end-of-life and were partially offset by growth in our most recent BMW domain controller program. Gross margin was 15% and we recorded an operating loss of $17 million in the quarter. During the quarter, we shipped the three millionth BMW domain controller, demonstrating our capability as a respected tier 1 supplier to the automotive market.

Additional Financial Information:

Total operating expenses in the third quarter were $590 million, a 15% increase over the prior year. Research and development and selling, general and administrative expenses increased 15% and 14%, respectively, driven primarily by personnel related costs.

The effective tax rate in the third quarter was 21.2% compared to the effective tax rate of 17.9% in the prior year quarter. The increase in the current quarter was primarily due to the U.S. tax legislation enacted during the quarter which resulted in a year-to-date adjustment due to a decrease in expected U.S. tax deductions and credits.

In the third quarter of 2025, we generated operating cash flows of $486 million and free cash flow(1) of $425 million. We paid a quarterly dividend of approximately $173 million and repurchased $36 million of the Company's shares within the quarter, leaving approximately $107 million remaining as of September 27, 2025 in the $300 million share repurchase program authorized through December 2026. We ended the quarter with cash and marketable securities of approximately $3.9 billion.

(1) See attached Non-GAAP Financial Information for discussion and reconciliation of non-GAAP financial measures, including pro forma effective tax rate and free cash flow.

2025 Fiscal Year Guidance:

Based on our performance in the first three quarters of 2025 and recent trends, we are updating our full year 2025 guidance. We anticipate revenue of approximately $7.10 billion and pro forma EPS of $8.15 based on gross margin of 58.5%, operating margin of 25.2% and a pro forma effective tax rate of 17.5% (see attached discussion on Forward-looking Financial Measures).

Dividend Recommendation:

The Board of Directors has established December 26, 2025, as the payment date for the next dividend installment of $0.90 per share with a record date of December 12, 2025. At the 2025 annual shareholders' meeting, Garmin shareholders, in accordance with Swiss corporate law, approved a cash dividend in the total amount of $3.60 per share, payable in four equal installments on dates to be determined by the Board in its discretion. The first and second payments were made on June 27, 2025 and September 26, 2025. The Board currently anticipates the scheduling of the remaining quarterly dividend installment as follows:

Dividend Date RecordDate $spershareMarch 27, 2026 March 13, 2026 $0.90

Webcast Information/Forward-Looking Statements:

The information for Garmin Ltd.'s earnings call is as follows:

When: Wednesday, October 29, 2025 10:30 a.m. EasternWhere: Join a live stream of the call at the following link https://www.garmin.com/en-US/investors/events/

An archive of the live webcast will be available until October 28, 2026 on the Garmin website at www.garmin.com. To access the replay, click on the Investors link and click over to the Events page.

This releaseincludes projections and other forward-looking statements regarding Garmin Ltd. and its business that are commonly identified by words such as “anticipates,” “would,” “may,” “expects,” “estimates,” “plans,” “intends,” “projects,” and other words or phrases with similar meanings. Any statements regarding the Company's expected fiscal 2025 GAAP and pro forma estimated earnings, EPS, and effective tax rate, and the Company's expected segment revenue growth rates, consolidated revenue, gross margins, operating margins, global trade related impacts, potential future acquisitions, share repurchase programs, currency movements, expenses, pricing, new product launches, market reach, statements relating to possible future dividends, and the Company's plans and objectives are forward-looking statements. The forward-looking events and circumstances discussed in this release may not occur and actual results could differ materially as a result of risk factors and uncertainties affecting Garmin, including, but not limited to, the risk factors that are described in the Annual Report on Form 10-K for the year ended December 28, 2024 and the Quarterly Report on Form 10-Q for the quarter ended September 27, 2025 filed by Garmin with the Securities and Exchange Commission (Commission file number 001-41118). A copy of Garmin's 2024 Form 10-K and the Q3 2025 Form 10-Q can be downloaded from https://www.garmin.com/en-US/investors/sec/. All information provided in this release and in the attachments is as of September 27, 2025. Undue reliance should not be placed on the forward-looking statements in this press release, which are based on information available to us on the date hereof. We undertake no duty to update this information unless required by law.

This release and the attachments contain non-GAAP financial measures. A reconciliation to the nearest GAAP measure and a discussion of the Company's use of these measures are included in the attachments.

Garmin, the Garmin logo, the Garmin delta, fenix, inReach, G1000, Edge, venu, GPSMAP, Instinct, and Force are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Bounce, Blaze, Descent, GFC, and ECHOMAP are trademarks of Garmin Ltd. or its subsidiaries. Garmin Response is a service mark of Garmin Ltd. or its subsidiaries. All other brands, product names, company names, trademarks and service marks are the properties of their respective owners. All rights reserved.

Investor Relations Contact: Media Relations Contact:Teri Seck Krista Klaus913/397-8200 913/397-8200investor.relations@garmin.com media.relations@garmin.com
Garmin Ltd. and SubsidiariesCondensed Consolidated Statements of Income (Unaudited)(In thousands, except per share information) 13-Weeks Ended 39-Weeks Ended September27, September28, September27, September28, 2025 2024 2025 2024Net sales $ 1,770,901 $ 1,586,022 $ 5,120,564 $ 4,474,342Cost of goods sold 724,414 634,423 2,122,521 1,857,712Gross profit 1,046,487 951,599 2,998,043 2,616,630Research and development expense 286,464 249,162 831,247 734,848Selling, general and administrative 303,220 264,962 904,874 803,869expensesTotal operating expense 589,684 514,124 1,736,121 1,538,717Operating income 456,803 437,475 1,261,922 1,077,913Other income (expense):Interest income 32,085 28,830 94,316 83,143Foreign currency gains 20,334 18,131 21,582 15,584Other income 598 1,814 1,329 2,623Total other income (expense) 53,017 48,775 117,227 101,350Income before income taxes 509,820 486,250 1,379,149 1,179,263Income tax provision 108,205 87,139 243,943 203,560Net income $ 401,615 $ 399,111 $ 1,135,206 $ 975,703Net income per share:Basic $ 2.09 $ 2.08 $ 5.90 $ 5.08Diluted $ 2.08 $ 2.07 $ 5.87 $ 5.06Weighted average common sharesoutstanding:Basic 192,464 192,201 192,510 192,055Diluted 193,533 193,171 193,551 192,940
Garmin Ltd. and SubsidiariesCondensed Consolidated Balance Sheets (Unaudited)(In thousands) September27, December28, 2025 2024AssetsCurrent assets:Cash and cash equivalents $ 2,072,845 $ 2,079,468Marketable securities 466,785 421,270Accounts receivable, net 955,614 983,404Inventories 1,887,930 1,473,978Deferred costs 17,468 24,040Prepaid expenses and other current assets 410,301 353,993Total current assets 5,810,943 5,336,153Property and equipment, net 1,296,198 1,236,884Operating lease right-of-use assets 187,796 164,656Noncurrent marketable securities 1,376,624 1,198,331Deferred income tax assets 782,093 822,521Noncurrent deferred costs 4,830 6,898Goodwill 757,290 603,947Other intangible assets, net 205,985 154,163Other noncurrent assets 101,119 106,974Total assets $ 10,522,878 $ 9,630,527Liabilities and Stockholders'EquityCurrent liabilities:Accounts payable $ 378,021 $ 359,365Salaries and benefits payable 240,077 210,879Accrued warranty costs 71,720 62,473Accrued sales program costs 86,576 108,492Other accrued expenses 231,156 216,721Deferred revenue 104,984 110,997Income taxes payable 293,476 294,582Dividend payable 346,286 144,349Total current liabilities 1,752,296 1,507,858Deferred income tax liabilities 109,044 103,274Noncurrent income taxes payable 3,425 7,014Noncurrent deferred revenue 23,187 28,321Noncurrent operating lease liabilities 155,771 134,886Other noncurrent liabilities 914 776Stockholders' equity:Common shares (194,901 and 194,901 shares authorized and issued; 19,490 19,490192,384 and 192,468 shares outstanding)Additional paid-in capital 2,359,964 2,247,484Treasury shares (2,517 and 2,433 shares) (392,738) (270,521)Retained earnings 6,441,534 5,999,183Accumulated other comprehensive income (loss) 49,991 (147,238)Total stockholders' equity 8,478,241 7,848,398Total liabilities and stockholders' equity $ 10,522,878 $ 9,630,527
Garmin Ltd. and SubsidiariesCondensed Consolidated Statements of Cash Flows (Unaudited)(In thousands) 39-Weeks Ended September27, September28, 2025 2024Operating Activities:Net income $ 1,135,206 $ 975,703Adjustments to reconcile net income to net cash provided byoperating activities:Depreciation 115,633 102,343Amortization 26,874 30,849Loss (gain) on sale or disposal of property and equipment 375 (48)Unrealized foreign currency gains (37,606) (25,486)Deferred income taxes 19,324 (53,966)Stock compensation expense 125,003 101,039Realized loss on marketable securities 857 29Changes in operating assets and liabilities, net of acquisitions:Accounts receivable, net of allowance for doubtful accounts 68,818 (103,567)Inventories (324,880) (163,865)Other current and noncurrent assets (18,466) (47,413)Accounts payable (7,531) 124,315Other current and noncurrent liabilities 1,944 (6,987)Deferred revenue (11,603) 5,885Deferred costs 8,703 (3,987)Income taxes (23,077) 13,737Net cash provided by operating activities 1,079,574 948,581Investing activities:Purchases of property and equipment (146,273) (108,869)Purchase of marketable securities (724,091) (363,783)Redemption of marketable securities 531,804 277,334Net (payments for) cash from acquisitions (175,655) 5,011Other investing activities, net 387 (458)Net cash used in investing activities (513,828) (190,765)Financing activities:Dividends (490,919) (428,373)Proceeds from issuance of treasury shares related to equity awards 29,065 24,530Purchase of treasury shares related to equity awards (33,476) (16,313)Purchase of treasury shares under share repurchase plan (130,149) (29,278)Net cash used in financing activities (625,479) (449,434)Effect of exchange rate changes on cash and cash equivalents 53,125 7,536Net (decrease) increase in cash, cash equivalents, and restricted cash (6,608) 315,918Cash, cash equivalents, and restricted cash at beginning of period 2,080,154 1,694,156Cash, cash equivalents, and restricted cash at end of period $ 2,073,546 $ 2,010,074
Garmin Ltd. and SubsidiariesNet Sales, Gross Profit and Operating Income by Segment (Unaudited)(In thousands) Fitness Outdoor Aviation Marine Auto OEM Total13-Weeks Ended September27, 2025Net sales $ 601,013 $ 497,598 $ 240,445 $ 267,005 $ 164,840 $ 1,770,901Gross profit 362,849 329,749 180,708 148,238 24,943 1,046,487Operating income (loss) 193,600 169,734 60,768 49,396 (16,695) 456,80313-Weeks Ended September28, 2024Net sales $ 463,887 $ 526,551 $ 204,631 $ 222,244 $ 168,709 $ 1,586,022Gross profit 283,325 358,693 154,138 122,433 33,010 951,599Operating income (loss) 147,768 208,866 44,278 37,839 (1,276) 437,47539-Weeks Ended September27, 2025Net sales $ 1,591,159 $ 1,426,451 $ 712,926 $ 885,704 $ 504,324 $ 5,120,564Gross profit 947,661 936,713 534,082 496,509 83,078 2,998,043Operating income (loss) 468,943 456,402 172,508 199,181 (35,112) 1,261,92239-Weeks Ended September28, 2024Net sales $ 1,235,182 $ 1,332,617 $ 639,739 $ 821,933 $ 444,871 $ 4,474,342Gross profit 723,375 885,646 478,131 449,472 80,006 2,616,630Operating income (loss) 323,511 451,408 146,899 185,422 (29,327) 1,077,913
Garmin Ltd. and SubsidiariesNet Sales by Geography (Unaudited)(In thousands) 13-Weeks Ended 39-Weeks Ended September27, September28, YoY September27, September28, YoY 2025 2024 Change 2025 2024 ChangeNet sales $ 1,770,901 $ 1,586,022 12% $ 5,120,564 $ 4,474,342 14%Americas 795,624 724,572 10% 2,419,371 2,181,266 11%EMEA 692,557 612,658 13% 1,938,912 1,618,058 20%APAC 282,720 248,792 14% 762,281 675,018 13%Americas – North America & South America; EMEA – Europe, Middle East & Africa; APAC – Asia Pacific & AustralianContinent

Non-GAAP Financial Information

To supplement our financial results presented in accordance with GAAP, this release includes the following measures defined by the Securities and Exchange Commission as non-GAAP financial measures: pro forma effective tax rate, pro forma net income (earnings) per share and free cash flow. These non-GAAP measures are not based on any comprehensive set of accounting rules or principles and should not be considered a substitute for, or superior to, financial measures calculated in accordance with GAAP, and may be different from non-GAAP measures used by other companies, limiting the usefulness of the measures for comparison with other companies. Management believes providing investors with an operating view consistent with how it manages the Company provides enhanced transparency into the operating results of the Company, as described in more detail by category below.

The tables below provide reconciliations between the GAAP and non-GAAP measures.

Pro forma effective tax rate

The Company's income tax expense is periodically impacted by discrete tax items that are not reflective of income tax expense incurred as a result of current period earnings. Therefore, management believes the effective tax rate and income tax provision before the effect of certain discrete tax items are important measures to permit investors' consistent comparison between periods. In the first three quarters of 2025 and 2024 there were no such discrete tax items identified.

Pro forma net income (earnings) per share

Management believes net income (earnings) per share before the impact of foreign currency gains or losses and certain discrete income tax items, as discussed above, is an important measure to permit a consistent comparison of the Company's performance between periods.

(In thousands, except per share 13-Weeks Ended 39-Weeks Endedinformation) September27, September28, September27, September28, 2025 2024 2025 2024GAAP net income $ 401,615 $ 399,111 $ 1,135,206 $ 975,703Foreign currency gains / losses(1) (20,334) (18,131) (21,582) (15,584)Tax effect of foreign currency gains / 4,316 3,249 3,817 2,690losses(2)Pro forma net income $ 385,597 $ 384,229 $ 1,117,441 $ 962,809GAAP net income per share:Basic $ 2.09 $ 2.08 $ 5.90 $ 5.08Diluted $ 2.08 $ 2.07 $ 5.87 $ 5.06Pro forma net income per share:Basic $ 2.00 $ 2.00 $ 5.80 $ 5.01Diluted $ 1.99 $ 1.99 $ 5.77 $ 4.99Weighted average common shares outstanding:Basic 192,464 192,201 192,510 192,055Diluted 193,533 193,171 193,551 192,940
(1) Foreign currency gains and losses for the Company are driven by movements of a number of currencies in relation to the U.S. Dollar and the related exchange rate impact on the significant cash, receivables, and payables held in a currency other than the functional currency at a given legal entity. However, there is minimal cash impact from such foreign currency gains and losses.(2) The tax effect of foreign currency gains was calculated using the effective tax rates of 21.2% and 17.7% for the 13-weeks and 39-weeks ended September 27, 2025 and 17.9% and 17.3% for the 13-weeks and 39-weeks ended September 28, 2024.

Free cash flow

Management believes free cash flow is an important liquidity measure because it represents the amount of cash provided by operations that is available for investing and defines it as operating cash flows less capital expenditures for property and equipment. Management believes excluding purchases of property and equipment provides a better understanding of the underlying trends in the Company's operations and allows more accurate comparisons of the Company's results between periods. This metric may also be useful to investors but should not be considered in isolation as it is not a measure of cash flow available for discretionary expenditures. The most comparable GAAP measure is net cash provided by operating activities.

(In thousands) 13-Weeks Ended 39-Weeks Ended September27, September28, September27, September28, 2025 2024 2025 2024Net cash provided by operating activities $ 485,616 $ 257,955 $ 1,079,574 $ 948,581Less: purchases of property and equipment (60,483) (38,544) (146,273) (108,869)Free cash flow $ 425,133 $ 219,411 $ 933,301 $ 839,712

Forward-looking Financial Measures

The forward-looking financial measures in our 2025 guidance include certain economic assumptions such as foreign currency exchange rates and tariffs which are fluid and can rapidly change favorably or unfavorably.

The forward-looking financial measures in our 2025 guidance provided above do not consider the potential future net effect of foreign currency exchange gains and losses, certain discrete tax items and any other impacts that may be identified as pro forma adjustments in calculating the non-GAAP measures described above.

The estimated impact of foreign currency gains and losses cannot be reasonably estimated on a forward-looking basis due to the high variability and low visibility with respect to non-operating foreign currency exchange gains and losses and the related tax effects of such gains and losses. The impact on diluted net income per share of foreign currency gains and losses, net of tax effects, was $0.10 per share for the 39-week period ended September 27, 2025.

At this time, management is unable to determine whether or not significant discrete tax items will occur in fiscal 2025, estimate the impact of any such items, or anticipate the impact of any other events that may be considered in the calculation of non-GAAP financial measures.

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SOURCE Garmin Ltd.

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