In the heart of Champaign County, Ohio, where quiet roads wind through farm country and neighbors still look out for one another, lifelong Ohioan Matt Carter is redefining what it means to serve.
Carter isn't just the owner and president of Top Spark Provisions LLC, a fast-growing supplemental insurance company-he's a First Sergeant in the Ohio Army National Guard and a dedicated member and District Commander of the Veterans of Foreign Wars. His life is the epitome of service and commitment, from battlefield readiness to boardroom integrity, and military service to civilian support.
“I never really stop serving,” Carter said. “Whether it's my family, my soldiers, my clients, or the folks at the VFW-I'm all in.”
Launched in 2022 from Carter's home base on Idle Road in St. Paris, Top Spark Provisions partners with Globe Life Family Heritage Division to provide supplemental health policies and whole life coverage. The company specializes in addressing the indirect costs of medical emergencies-those critical expenses that stack up while families focus on healing.
“Regular insurance doesn't always cover the stuff that sneaks up on you,” Carter explained. “We make sure families can manage the bills, copays, lost wages, travel costs-even childcare.” Whether it's cancer, a heart attack, stroke, accident, ICU stay, or funeral planning, Top Spark is designed to meet people where they are, with direct cash benefits and customized support.
Carter earned his associate's degree in business administration from Edison State University and spent years in retail management before pivoting to insurance. But it's his military career-over two decades of service and still counting-that shaped his boots-on-the-ground approach to business. As a First Sergeant, he continues to train, mentor, and protect others, and runs his business by those same values: accountability, preparation, and compassion.
“We're not just selling insurance-we're offering a safety net built on service,” Carter explained. “When someone calls us, it's often during the most challenging moments of their life. We're building something that matters,” he continued. “It's not about the paperwork-it's about people. And that's always been my mission.”
Top Spark's reputation is growing in tandem with its expanding client base. Families across Ohio are beginning to recognize the company not just as a provider, but as a partner. And for Carter, that's the real measure of success.
The relationship his clients have with Top Spark is long-term, according to Carter. “We're here for you for the next 20 years and beyond,” he insisted. “When you need something as life changes and your family grows, you call me, and I'll be here.” For more information, visit www.topsparkteam.com.
Media Contact:Matt Carter398858@email4pr.com937-467-8147
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SOURCE Matt Carter
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