Aflac Incorporated to Present at the UBS Financial Services Conference 2026

Aflac Incorporated (NYSE: AFL) announced today that President of Aflac Incorporated and Aflac U.S. Virgil R. Miller will participate in a fireside chat at the UBS Financial Services Conference 2026 on February 11, 2026 at 9:40 a.m. ET.

The presentation will be webcast live. Please click on the following link to register for the webcast at least 15 minutes prior to the presentation to download and install any necessary software.

https://event.webcasts.com/starthere.jsp?ei=1751128&tp_key=ff1d441753&tp_special=8

A replay of the presentation will be available within 24 hours after the conclusion of the live event using the same web address.

ABOUT AFLAC INCORPORATEDAflac Incorporated (NYSE: AFL), a Fortune 500 company, has helped provide financial protection and peace of mind for more than seven decades to millions of policyholders and customers through its subsidiaries in the United States and Japan. In the U.S., Aflac is the No. 1 provider of supplemental health insurance products.1 In Japan, Aflac Life Insurance Japan is the leading provider of cancer and medical insurance in terms of policies in force. The company takes pride in being there for its policyholders when they need us most, as well as being included in the World’s Most Ethical Companies by Ethisphere for 19 consecutive years (2025) and Fortune’s World’s Most Admired Companies for 24 years (2025). In addition, the company became a signatory of the Principles for Responsible Investment (PRI) in 2021 and has been included in the Dow Jones Sustainability North America Index (2024) for 11 years. To find out how to get help with expenses health insurance doesn’t cover, get to know us at aflac.com or aflac.com/espaƱol. Investors may learn more about Aflac Incorporated and its commitment to corporate social responsibility and sustainability at investors.aflac.com under “Sustainability.”

1 LIMRA 2024 U.S. Supplemental Health Insurance Total Market Report

FORWARD-LOOKING INFORMATION
The Private Securities Litigation Reform Act of 1995 provides a “safe harbor” to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. Aflac Incorporated (the Parent Company) and its subsidiaries (collectively with the Parent Company, the Company) desire to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by Company officials in communications with the financial community and contained in documents filed with or furnished to the Securities and Exchange Commission (SEC). Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as “expect,” “anticipate,” “believe,” “goal,” “objective,” “strategy,” “may,” “should,” “estimate,” “intend,” “project,” “future,” “will,” “assume,” “potential,” “target,” “outlook,” “continue” or similar words as well as specific projections of future results, generally qualify as forward-looking. The Company undertakes no obligation to update such forward-looking statements, except as may be required by law.

The Company cautions readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to
differ materially from those contemplated by the forward-looking statements:


difficult conditions in global capital markets and the economy, including inflation


defaults and credit downgrades of investments


global fluctuations in interest rates and exposure to significant interest rate risk


concentration of business in Japan


limited availability of acceptable yen-denominated investments


foreign currency fluctuations in the yen/dollar exchange rate


differing interpretations applied to investment valuations


significant valuation judgments in determination of expected credit losses recorded on the Company’s investments


decreases in the Company’s financial strength or debt ratings


decline in creditworthiness of other financial institutions


the Company’s ability to attract and retain qualified sales associates, brokers, employees, and distribution partners


deviations in actual experience from pricing and reserving assumptions


ability to continue to develop and implement improvements in information technology systems and on successful execution of revenue growth and expense management initiatives


interruption in telecommunication, information technology and other operational systems, or a failure to maintain the security, confidentiality, integrity or privacy of sensitive data residing on such systems, and uncertainty regarding the impact of the incident involving unauthorized access to the Company’s network in June 2025


subsidiaries’ ability to pay dividends to the Parent Company


inherent limitations to risk management policies and procedures


operational risks of third-party vendors


tax rates applicable to the Company may change


failure to comply with restrictions on policyholder privacy and information security


extensive regulation and changes in law or regulation by governmental authorities


competitive environment and ability to anticipate and respond to market trends


catastrophic events, including, but not limited to, as a result of climate change, epidemics, pandemics, tornadoes, hurricanes, earthquakes, tsunamis, war or other military action, major public health issues, terrorism or other acts of violence, and damage incidental to such events


ability to protect the Aflac brand and the Company’s reputation


ability to effectively manage key executive succession


changes in accounting standards


level and outcome of litigation or regulatory inquiries


allegations or determinations of worker misclassification in the United States

Analyst and investor contact – David A. Young, 706.596.3264 or 800.235.2667 or dyoung@aflac.com

Media contact – Ines Gutzmer, 762.207.7601 or igutzmer@aflac.com

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SOURCE Aflac Incorporated

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