ACCOUNTING NET INCOME OF R$13.5 BILLION IN 9M25 AND R$3.8 BILLION IN 3Q25, REPRESENTING YEAR-OVER-YEAR GROWTH OF 50.3% AND 15.4%, RESPECTIVELY

CAIXA, Brazil's largest bank by number of clients, credit portfolio, and savings deposits, announces its consolidated results for the third quarter of 2025 (3Q25).

HIGHLIGHTS:

I.Accounting Net Income of R$13.5 billion in 9M25, up 50.3% YoY;

II.Recurring Net Income of R$3.8 billion in 3Q25, up 15.4% YoY;

III.Accounting ROE reached 12.5% as of Sep25, an increase of 2.6 p.p. over 12 months;

IV.Financial Margin reached R$49.2 billion in 9M25, up 8.8% YoY;

V.CAIXA Assets totaled R$2.2 trillion as of Sep25, up 11.4% YoY;

VI.Total Loan portfolio reached a balance of R$1.334 trillion as of Sep25, up 10.3% YoY;

VII.Sustainable Finance Portfolio balance of R$842.2 billion as of Sep25, up 11.8% YoY;

VIII.Total Loan Origination of R$185.1 billion in 3Q25, up 13.3% YoY;

IX.Mortgage Loan Portfolio balance of R$905.0 billion as of Sep25, up 11.4% YoY;

X.CAIXA holds a market share of 67.1% in the mortgage loan segment as of Sep25;

XI.Mortgage loan origination totaled R$174.4 billion in 9M25, down 1.1% YoY;

XII.The Infrastructure and Sanitation loan portfolio reached a balance of R$108.8 billion as of Sep25, up 4.1% YoY;

XIII.Balance of R$109.3 billion in Payroll-deductible Loans as of Sep25, up 8.1% YoY and representing 74.1% of the individual commercial portfolio;

XIV.Balance of R$61.8 billion in Agribusiness Loans as of Sep25, up 3.7% YoY;

XV.Balance of R$1.907 trillion in Total Funding as of Sep25, up 13.0% YoY;

XVI.Balance of R$391.9 billion in savings deposits as of Sep25, up 2.9% compared to Sep24, reaching a 38.8% market share;

XVII.Delinquency Rate of 3.01% as of Sep25, up 0.74 p.p. YoY;

XVIII.Basel Ratio of 16.4% and Tier I Capital of 15.1% as of Sep25, remaining 4.9 p.p. and 5.6 p.p. above the minimum regulatory requirements, respectively.

WEBCAST 3Q25: 11/27/2025, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/

3Q25 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/en/

Contact: Investor Relations, relacoes.investidores@caixa.gov.br

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SOURCE Caixa Econômica Federal

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