Cambridge Wilkinson Investment Bank Closes $240MM Forward Flow Loan Agreement for Consumer Installment Lender

Cambridge Wilkinson (“CW”) is pleased to announce the closing of a forward flow agreement for consumer home improvement loans. The seller of the loans is an originator of consumer installment loans that finance home improvements, including windows and doors, pools and spas, and HVAC projects. The buyer of the assets is a multi-national bank with the expectation to purchase up to $240 million in loans per year from the seller.

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The non-bank lending sector is strategically evolving its capital and liquidity management by increasingly using forward flow arrangements with traditional banks and other private credit providers. This sophisticated model, where banks commit to purchasing loans on a pre-agreed, ongoing basis, is becoming more common in today's specialty finance environment. It enables non-bank lenders to programmatically originate loans without the constraint of long-term balance sheet retention, thereby often optimizing capital efficiency and accelerating growth.

“This trend to forward flow agreements underscores a mature, symbiotic partnership with the banking sector as well as other private credit providers, moving beyond simple warehousing to a more predictable and scalable pipeline that often can de-risk operations and enhance market stability. Our institutional partners see strong value in specialty finance platforms that can originate, underwrite, and scale efficiently. The demand for private credit continues to rise, and we are committed to structuring tailored solutions that support our clients' long-term growth,” said Rob Bolandian, Co-Founder and Global Head of Investment Banking at Cambridge Wilkinson.

www.cambridgewilkinson.com

About Us:

Cambridge Wilkinson is a leading global investment bank with the speed, connections, and the confidence to get transactions done. With a focus on middle-market companies, we arrange debt and equity capital raises from $25 million to $5 billion and advise on mergers and acquisitions. In addition, we also provide flexible and scalable leverage facilities and credit facilities for private equity funds and alternative credit funds which range from $25 million to $2 billion. We bring deep experience working with specialty finance institutions, real estate entities, funds as well as businesses spanning a variety of other industries. We offer unique access to a broad network of capital sources including large family offices, credit funds, banks, non-bank credit groups, insurance companies, private equity, sovereigns, and endowments.

Securities offered through Finalis Securities LLC Member FINRA / SIPC. Cambridge Wilkinson LLC and Finalis Securities LLC are separate, unaffiliated entities.

Rob Bolandian, Co-Founder & Global Head of Investment BankingRBolandian@cambridgewilkinson.com

Howard Chernin, Co-Founder & Chief Operating OfficerHChernin@cambridgewilkinson.com

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