CAIXA ECONÔMICA FEDERAL (“CAIXA”), Brazil's largest bank by number of clients, credit portfolio, and savings deposits, announces its consolidated results for the second quarter of 2025 (2Q25).
HIGHLIGHTS:
— Recurring Net Income ofR$8.9 billion in 1H25, up 44.9% YoY;
— Accounting Net Income ofR$9.8 billion in 1H25, up 70.2% YoY;
— Recurring ROE reached11.9% as of Jun25, an increase of 2.4 p.p. over 12 months;
— Financial Margin reachedR$32.7 billion in 1H25, up 6.3% YoY;
— CAIXA Assets totaled R$2.1 trillion as of Jun25, up 11.0% YoY;
— Total Loan portfolio reached a balance ofR$1.294 trillion as of Jun25, up 10.1% YoY;
— Sustainable Finance Portfolio balance of R$817.3 billion as of Jun25;
— Total Loan Origination ofR$159.7 billion in 2Q25, up 0.4% YoY;
— Mortgage Loan Portfolio balance ofR$875.5 billion as of Jun25, up 11.7% YoY;
— CAIXA holds a market share of 66.8% in the mortgage loan segment as of Jun25;
— Mortgage loan origination totaledR$106.7 billionin 1H25, down 5.6% YoY;
— TheInfrastructure and Sanitation loan portfolio reached a balance of R$107.3 billion as of Jun25, up 5.4% YoY;
— Balance ofR$107.7 billion in Payroll-deductible Loans as of Jun25, up 6.4% YoY and representing 74.5% of the individual commercial portfolio;
— Balance ofR$60.5 billion in Agribusiness Loans in 1H25, up 2.6% YoY;
— Balance ofR$1.634 trillion in Total Funding as of Jun25, up 6.8% YoY;
— Balance ofR$390.4 billion in savings deposits as of Jun25, up 4.2% compared to Jun24, reaching a 38.3% market share;
— Delinquency Rate of 2.66% as of Jun25, up 0.46 p.p. YoY;
— Basel Ratio of 16.0% and Tier I Capital of 14.5% as of Jun25, remaining 4.5 p.p. and 5.0 p.p. above the minimum regulatory requirements, respectively.
WEBCAST 2Q25: 09/18/2025, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/
2Q25 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/
Contact: Investor Relations, relacoes.investidores@caixa.gov.br
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SOURCE Caixa Econômica Federal
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