Credibanco and Dock launch instant payments solution in Colombia

— Colombia's Banco de la República's launched Bre-B, an innovative instant payments solution that will improve the payments experience.

— Credibanco, known for their development of instant payments in Colombia, has partnered with Dock, a pioneer of digital payments in Brazil and implementor of the successful Pix instant payments solution, to help power Bre-B.

Dock and Credibanco have joined forces to support Bre-B, a new instant payments tool launched by Colombia's Banco de la República to transform the Colombian payment system. Credibanco, recognized for creating electronic payments in Colombia, and Dock, a leader in banking and digital payments in Brazil and Pix participant, will serve as an intermediary for this innovative solution. Bre-B aims to transform the Colombian payment ecosystem by offering businesses, companies, and individuals safe, secure, and efficient transfers available 24 hours a day.

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Launching in September 2025, the system will revolutionize transfers in Colombia with real-time payments, reducing transaction costs, eliminating waiting times, optimizing cash flow, and improving the overall payment experience. The use of keys and QR codes make the technology accessible to unbanked people and businesses while it adheres to the highest security standards, promoting innovation, financial inclusion and minimizing fraud.

“We are committed to implementing aninteroperable immediate payment system in Colombia, an initiative led by Banco de la República through Bre-B,” said Ricardo Zambrano, President of Credibanco, “Our partnership with Dock strengthens this national effort by combining Credibanco's expertise in the Colombian market with Dock's proven technology. Our proposal is the only one that is born 100% in the cloud, designed specifically for Bre-B, which guarantees easy implementation, rapid adoption and innovation in different use cases.”

To facilitate the adoption of this new system, Credibanco will support its customers — banks, cooperatives, fintechs, commerce and companies — at each stage of the integration process with Bre-B through specialized technical support, onboarding tools, and educational resources to simplify implementation.

Credibanco's solution is based on a comprehensive approach that encompasses everything from technological infrastructure to customer support. The platform is robust and scalable, allowing customers to process immediate transfers with the highest security and availability standards. Security, a key component in instant payments, is another fundamental pillar of Credibanco's offering. To ensure maximum protection in transactions, a partnership was established with Feedzai, a company specialized in fraud prevention through artificial intelligence. Feedzai is internationally recognized for effectively protecting Pix transactions in Brazil and is now integrating with the instant payments solution in Colombia.

“The Bre-B project aligns with everything we believe in at Dock-our core mission of achieving true financial inclusion in Latin America,” said Antonio Soares, CEO of Dock. “The transformative impact of Pix in Brazil has shown us that instant payments can change realities. With Bre-B, we reaffirm our commitment to democratizing access to financial services and creating opportunities for progress across the entire region.”

The instant payment model has a proven track record of success across countries, like the success of Pix in Brazil. Dock, a strategic ally in the implementation of this system, brings its experience in scalable solutions and its knowledge of the Latin American market to enhance Credibanco's proposal for its Instant Payment System that will be a part of the Bre-B ecosystem. This alliance will ensure open access for all stakeholders, allowing efficient implementation and development of solutions adapted to local needs.

Responsible for processing more than 220 million monthly Pix transactions in Brazil, Dock lays the foundations for a scalable and secure solution model. “It is this technological strength and innovative capability of Pix that we are bringing to Colombia,” added Soares.

The two companies will incorporate key features that have contributed to Pix's success, while undoubtedly making a positive and groundbreaking impact on Bre-B.

About CredibancoCredibanco is a Colombian company, supervised by the Financial Superintendence, with over 52 years of experience. It is a pioneer and leader in the country's electronic payments sector. With a technological and innovative approach, the company offers agile and secure solutions through multiple channels-both online and offline-supporting the digital transformation of Colombian businesses and promoting formalization and financial inclusion.

About DockDock provides technology for payments and banking in Latin America. The firm is a pioneer and at the forefront of advancing digital financial services in the region. For more than 20 years, it has fulfilled its mission of democratizing access to financial services, promoting the inclusion of millions of unbanked and underbanked people.

Dock launched Dock One, the only end-to-end platform in Latin America that brings together card issuance, digital banking, credit, fraud prevention and acquiring solutions, accelerating companies' ability to offer innovative services to their customers. Dock manages technology, operations, and regulatory complexity so clients can focus on growing their businesses. The company operates 75 million active accounts and more than eight billion annual transactions.

Media ContactKristina Corsodock@prosek.com

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